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Disadvantage of the “electronic invoices” that are semi-popular in Sweden: if you uh. Go through a psychotic break. You will not have remembered to open the mobile banking app and ensure they're paid. I don't like this, but at least we will not end up on the grand list of Debtors

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Shoutout to our bank for having the worst fucking default on that too, we really hate how it always schedules the payment for the last possible day it can be paid, rather sending it immediately: do you want us to get slapped with a “reminder fee” if our balance is low that day?

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Scarlet ❤️‍🔥 , @scarlet@chaos.social
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@hikari I feel like the UK financial regulators are some of the only in the world who actively attempt to get the banks not to drown their customers in debt by regulating fees, overdrafts, and how direct debits are applied

not perfect, but every time I hear about what banks elsewhere in the world get away with regularly I am horrified

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